Doing Your Own Taxes Isn’t As Hard As You’d Think





Tax season is upon us again.  Did you know that almost 40% of American tax filers self-prepare their taxes, while 60% hire tax professionals?  I found these figures shocking at first.  I thought those numbers would have been reversed.  But, the good news is the number of American tax filers that are self preparing is on the rise.


A Self-Preparer

taxesI love doing taxes and get really excited to do mine every year.  I eagerly check my mail and online accounts waiting for tax forms so that I can file my taxes as soon as possible.


As you can tell, I am one of the 40% of American tax filers that self-prepare.  I just completed my taxes this past weekend using Tax Act.  I should be getting a small refund this year, which is perfect.  Every year, I try to get my refund as close to zero as possible, and it’s almost become a game to me.  The closest I ever got to zero was when I received a refund of $112 last year.  Needless to say, I was slightly bummed when I didn’t beat my record last year, but I’m not going to complain too much.


Tax Refunds

I have friends that think trying to shoot for a zero refund is incredibly dumb, as they love getting huge refunds.  I know a woman that gets a refund in the tens of thousands every year.  When I asked her why she does it, she said there’s no better feeling than having the government owe her five figures.  Now don’t get me wrong, I’d love to receive a fat check from the government.  But, I’m not interested in giving the government an interest-free loan for a year in order to get it.  


I would rather get a smaller refund so that I receive a little bit in my check each month to invest using dollar-cost averaging into the S&P 500 rather than a year later.  So each year after I get my refund, I check my W-4 to see if it still makes sense.  Otherwise, I readjust my withholdings to reduce my refund.  



Some may have no idea what their withholdings should be.  That’s not a problem.  The IRS has a great IRS Withholding Calculator, which will quickly let you know what they should be.  Then once you alter things with the HR person at work, you should be good to go.   


Tax Software

taxesI’m not brand-loyal when it comes to tax software.  Basically all the tax software programs do virtually the same things these days.  So I’ve used Turbo Tax in the past, along with HR Block, and now Tax Act.  I usually check out whatever is on sale through Slickdeals and then buy the tax software program.  This year, I was able to purchase Tax Act on sale, but next year, I will use whichever is cheapest.  


My Taxes

I’ll freely admit that my taxes aren’t very difficult at the moment.  I have to file my W-2s from work, my bank interest on my Schedule B, some dividends on my Schedule D, and then some charitable deductions along with property taxes on my Schedule A.  I know I lost a couple of you there, but it’s really not that difficult, especially with how easy it is to use tax software today.  However, I didn’t always use to be this way.  


A Big Tax Mistake

taxesWhen I graduated from college with a degree in finance, I had no interest in trying to file my taxes.  My Dad graciously did my taxes for the first two years after college.  I was clearly a bit lazier then than I am now.


When I bought my first house after college, I tried to do my taxes on my own for the first time.  Unfortunately, since I had never really taken the time to understand my tax returns in the past, I made a huge mistake.  


Mortgage Interest Deduction

taxesI was renting out the house to three other guys while living there.  When I efiled my tax return, I claimed the interest that I paid on the mortgage in two places.  On both the Schedule A, where you itemize your mortgage interest deduction, and also on the Schedule E, where you claim the mortgage interest that you paid on your rental property.  


What I should have done is allocate 25% of the mortgage interest deduction on my Schedule A, and then 75% of the mortgage interest that I paid on the rental property on my Schedule E.  


Needless to say, that first year I got a HUGE tax refund, which was awesome.  However, a short time later, my Dad was looking over my taxes and said I made a huge mistake.  So I had to refile my taxes, which was a pain, and more importantly, I had to give that huge tax refund back.  


Hiring a Tax Professional

taxesAfter that, I started paying someone to do my taxes for the next couple of years.  It wasn’t until I noticed how much I was paying, over $700 to do a pretty simple tax return, that I decided that it was a huge waste of money.  


Once I figured out that I didn’t want to pay the $700 each year to file my taxes, I became obsessed with learning everything about the tax code as I could.  I started to review my old tax returns and learn the ins and outs of it.  With Youtube today, there’s no reason you can’t go line-by-line on your tax return to completely understand where the numbers are coming from.


Back to Self-Preparing

taxesSo from there, I started to understand my tax return and learned how easy it would be to file my taxes.  I have to admit, the first year that I did it, I was a little worried.  But I compared it to the previous year, and everything looked in line.  Plus, I didn’t get a call from the IRS, so that was a bonus.  


Since then, I have filed myself ever since, and it’s been one of the better decisions I’ve made.  I have a good understanding of the tax code and have been able to walk some friends and colleagues through their own tax returns.  


IRS Tax Volunteer

Once I reach FIRE, I would love to become an IRS Tax Volunteer.  I’d be able to provide free tax help for low-to-moderate income families who need assistance preparing their tax returns.  


As a tax volunteer, you are assigned to work with a sponsoring organization.  You first receive training and then begin volunteering at a location in your community.  They offer training both online and in the classroom.  Tax sites are generally open nights and weekends, and the best part is the hours are flexible.


Readers, do you file your own taxes?  Have any of you volunteered in your community to prepare taxes?  Share your thoughts below.

Mustard Seed Money

Welcome to the website. A mustard seed is a very small seed but astonishingly grows very large over time. My hope is that through your financial journey that your small investment in time, money and faith will grow beyond anything that you could ever imagine.


  1. The Belgian system allows people like me – being an employee – to do it yourself. A lot is already automated. The key attention point is to fill in the mortgage deduction and the specific long term savings.
    And do a review to see nothing is wrong in the prefilled data.
    ambertree recently posted…FI date update: ouch…!My Profile

  2. Hi MSM,

    Here in the UK it is insanely easy to file your own taxes online, the forms take you through step by step so it is fairly hard to make too big a mistake. It only gets harder when you need to start calculating pension carry forwards or other more complicated areas, otherwise juts collate all your income (dividends, interest etc.) and enter it in.
    I think it normally takes me no more than a couple of hours all told to do it, although I normally allow an entire morning at the weekend!
    I have no idea how much it would cost here to get someone to do it for you (my company offers it for me, for a fee…) but like you I would rather not!
    FIREin’ London recently posted…The “Go T’ Pub” portfolioMy Profile

    • Wow that’s really interesting that your company offers you. I wouldn’t mind having the option to pay a fee through work especially if they were willing to help defray the cost 🙂 But like you I don’t mind doing it at this point. It’s always fascinating to hear how other countries handle taxes 🙂 Thanks for sharing!!!

  3. I share that geeky desire to do my own taxes too! Ha ha. My problem is that I have some investments with unpredictable payouts, so I often end up owing a chunk of extra federal tax each year. I always remind myself that making money and paying taxes is better than not making money and not paying taxes. Next year I’m going to start paying quarterly taxes to avoid this.
    Rich @ recently posted…Monthly Happiness Report: Penny Goes Full Debbie Downer in March 2017My Profile

    • Thanks for sharing Rich!!! I haven’t had to make any estimated quarterly payments as most of my dividends are in tax advantaged accounts. But I’m sure at some point I may have to which would make my taxes slightly more difficult.

  4. I do my own taxes. I’m the same way, I want to see how I did and in January, I’d eagerly await my docs.

    Taxes aren’t too complicated but if you have businesses or rental property, then they can get a little bit more complex. Most people don’t have these things… very surprised 60% still do their own!
    Erik @ The Mastermind Within recently posted…My Money StoryMy Profile

    • I definitely agree. The number seemed a little high for people to still get their taxes done. But never underestimate the power of advertisers making you fear that you’re not getting the maximum refund.

  5. My favorite tax year was the time I owed $17 last year – I also don’t like getting a refund. This year I got one but it’s due to tax circumstances that won’t repeat themselves next year, so I’m not adjusting my withholdings. And I’m with you on self-preparing-I used to do my taxes by hand for many years. One year, the year my husband got sick, I used a professional just because I couldn’t deal with it. They calculated I owed almost $3k. I pointed out a huge mistake they had made, had them go back and recalculate, and sure enough I was actually owed a $1200 refund. After that experience I was so annoyed that I’ll never hire a so-called “professional” again. I shouldn’t know more about taxes than the person I’m paying to do my taxes for me!

    My father was a volunteer tax preparer for years when I was a kid. I’ve thought about volunteering too-maybe when I’m retired.
    Liz@ChiefMomOfficer recently posted…The Tipping Point – Can We Make Financial Literacy Go Viral?My Profile

    • Thanks for sharing Liz!!! That sounds like an awful experience with your paid professional. Did they offer you a job afterwards since you clearly knew more?

      Thanks really cool to hear about your father being a volunteer tax preparer. It’s definitely something I’d love to look into further 🙂

  6. I’m glad I’m not the only one watching the mailbox at the end of Jan!

    When it comes to the big refund vs small refund tho, I definitely see the other side’s point. Some of us are natural born savers, but not everyone is. For some, having an automatic ‘painless’ savings plan via tax withholding is totally worth the small chunk of interest they’d be giving up.
    Daniel Palmer recently posted…Fed Interest Rates, Mortgage Rates and YouMy Profile

    • Thanks for sharing Daniel!!! I love hearing other points of view on this. It definitely makes sense if you can’t save that it’s worth it to forgo the interest 🙂

  7. As a CPA that worked in tax for many years, I would say that most people can and should probably prepare their own taxes. The main reason: you know way more about your own personal financial situation than your accountant possibly could. You can go line by line through your tax return and figure nearly everything out on your own generally. Taxes are many people’s largest expense, so it makes sense to be educated and informed.
    Making Your Money Matter recently posted…The FIRST personal finance book you should readMy Profile

  8. My wife an i do our own taxes and the last few years have just about broken even with owing a little federal but getting a refund back from the state. Just the way we like it. Several years ago we went to an accountant on a friends recommendation and almost ran out of there thinking the guy would surely get us thrown in jail for all the things he wanted us to deduct. Between the software and doing some research i feel like we are doing a pretty decent job at submitting our taxes. No need to pay someone else to do them for us.
    ReachingTheCrest recently posted…Is Millionaire Status the New Middle Class?My Profile

    • Thanks for sharing ReachingTheCrest!!! I haven’t encountered any shady tax accountants but I have definitely heard some stories. Our local paper publishes some of the stories of tax preparers that are going to jail. Definitely is scary what some tax preparers are doing these days.

  9. Honestly, I hate doing taxes. I needed a college class and a few nights doing VITA to figure that one out. Fortunately, my wife did ours for a while (we both majored in accounting). When we had our real estate team, we hired a local guy because things got more complicated with business expenses and commissions. Now that she’s a stay-at-home and we wrapped up the business after moving last year, I anticipate her doing them again for 2017.

    I’m actually surprised that 40% do their own. I would think many people avoid it. But, with Turbo Tax and Tax Act, it’s certain easier than it once was — especially if all you need to worry about is a 1040. No point in paying somebody to do your 1040EZ. Lol.

    Interesting and thought-provoking as always, Rob!

    • Thanks for sharing David!!! It’s always interesting to hear from people that hire someone to do it say they’re surprised 40% do it themselves, while other that do it themselves are shocked 40% pay to do it 🙂

  10. We do our own taxes. However, I’m a strong believer that if your situation changes significantly, I.e you become self employed, it’s ok to get a preparer once. During that one time I’d also do my own version and then see how close I came. I’d make tweaks until I can match what they did. The next year I’d do them myself. Preparers are like Financial planners. They are not a bad way to go to give you that initial kick, but once you have things under control and generally understood they are a waste of cash.
    FullTimeFinance recently posted…Why I do not use a BudgetMy Profile

    • I think that’s really smart to do two versions if you’re doing something new. Definitely worth the peace of mind. Great suggestion Full Time Finance!!!

  11. I have been doing my taxes for about 10 years now. I am also a geek when it comes to preparing my annual tax return as I love to find more ways to save money. However, I still haven’t taken the initiative to minimize my tax refund yet. Suffice to say, it’s a huge number and I am giving the government a free loan. These money could have been put to better use.
    Leo T. Ly @ recently posted…Are You Doing Enough Research When You Purchase Your Property?My Profile

    • Thanks for sharing Leo!!! After I saw what I could be doing with my tax refund I made a couple of changes. But I had to make a conscious effort at work b/c there was a lot of paper work involved for me at the time. Definitely a deterrent if I didn’t stay on top of things.

    • Thanks for sharing Matt!!! That was definitely my breaking point. Glad to see I’m not the only one that struggled initially 🙂

      That’s awesome that a client got $1 back. Sounds like he did something right 🙂

  12. Like you, I enjoy doing my taxes. I treat it as a game to see how close to zero I can end up at.

    I’m not surprised at the statistics as many people are lazy and uninformed when it comes to finances. They could save a lot of money just by using a software program that will ask them the same questions that a tax preparer would.

    Have you proposed to the 5 figure tax refund woman that you will hold on to her money for the year and give it back to her sometime in April? Could be a could way to generate some additional passive income 🙂
    Go Finance Yourself! recently posted…Can Dividend Stocks Outperform Growth Stocks?My Profile

    • You know that’s a great idea and I’ll propose it to her. I’m not sure she’ll go for it b/c it probably makes too much sense but definitely worth exploring the conversation. Thanks for sharing!!!

  13. I agree about getting close to zero as possible. I think people somehow think it’s free money when in reality it’s their own! I still feel uncomfortable doing my own taxes though because I have business expenses and whatnot. However, I just got mine done on sat and i thought it was going to be cheaper than when I got my freelance taxes done, but it’s not. I think I either need to find another accountant or try to learn to do it myself.
    Tonya@Budget and the Beach recently posted…Dreams Aren’t Just for MillennialsMy Profile

    • Thanks for sharing Tonya!!! I believe that you can play around with the tax software programs without paying any money. You may consider trying to recreate your tax return and see how close you get 🙂

  14. For almost 15+ years I have filed my own taxes. However, I broke my own rule of do your own taxes this year. My tax situation has gotten way more complicated and I needed an accountant.

    A friend of mine introduced me to an accountant who was pretty reasonable in his pricing and was excellent in his service. So, I chose to go with him this year.

    For most people’s filing taxes should be pretty straight forward, which is generally W2’s, interest, and dividend income, with either standard or itemized deductions. If it is more than that, using the services of an accountant is a reasonable decision to make.
    Michael recently posted…Passive Income Dividend InvestingMy Profile

    • Thanks for sharing Michael!!! I definitely agree that if you don’t feel comfortable it’s nice to reach back to someone 🙂 Some things are worth the peace of mind.

  15. We have used TurboTax for a few years now, and have really loved the ease of it, and their customer support is great! Our taxes were slightly more complicated for a few years, both my husband and I had W-2 and 1099 jobs, my husband owned an LLC and we own a rental property. The business version of TurboTax worked great for all of this. Now we are back to W-2 jobs and rental property and our taxes are MUCH easier.

    We might have to check out TaxAct- i had never heard of them before.

    • Thanks for stopping by Katy!!! I think most of the programs do the same thing although I will admit it’s nice using one program that can pull in all the data 🙂

  16. When I first had to start filing taxes, my dad would make me do them on paper, filling out the worksheets, etc. I hated it. Thank goodness for tax prep software. With just a W-2 and some stocks, there really is no reason to go to a tax pro. My friend’s argument is that his accountant got him a big refund…as if that means he did a good job?! Clearly he doesn’t understand how taxes work.

  17. I enjoyed the article, I love taxes. It’s the number one way people can get from working for a living to early retirement. It’s the best system to gain for max benefit, it’s even better than travel hacking (which is also awesome).

    I have always filed my own taxes. My mom used to go through paper forms, and when I first started filing, I used paper forms. It became a hassle to know which ones to use, so now I use and love it. It’s not quite as user friendly as turbo tax, but as a CPA I should be able to figure it out. I always have unusual items on my tax return. I am going to be posting more articles on tax strategy on my blog, such as how to itemize every other year, and the benefits of tax loss selling, for max deductions, but it’s on a long “to do” list of things to publish.
    FinancePatriot recently posted…A Beginner’s Guide to Brokerage HackingMy Profile

    • Thanks for sharing Gary!!! If Vanguard didn’t drag their feet this year I would have had everything done by mid-February 🙂 I definitely don’t like giving the gov’t a loan longer than it has to be 🙂

  18. When I self-prepared, I used TaxAct since it is so cheap & just as good as TurboTax. It’s a little less user-friendly but I’m willing to spend an extra few minutes to save $75-$100 to get the same results.

    We hire a professional now that we are self-employed & I like the extra set of eyes and ears when it comes to deductions. I probably could do it myself, but, our account but it’s partially for peace of mind & it’s quicker. Plus, they are still pretty cheap for an in-person preparer.
    Josh @MoneyBuffalo recently posted…Why I’m Not (Directly) Pursuing FIREMy Profile

  19. I hire out, for now, because we had a rental in addition to more than one outside business income stream and two W-2 incomes, and at the point we had the baby, it was just taking too many hours I didn’t have to check everything and be sure that I was getting it all right. It doesn’t look like we’ll have the cash to add another rental property to our portfolio in the next couple of years so I might be able to go back to doing it myself next year.
    Revanche @ A Gai Shan Life recently posted…Currently, and currencyMy Profile

    • Thanks for sharing Revanche!!! I definitely agree rental properties can be a little tricky at times so I definitely understand hiring it out. I know I needed to 🙂

  20. I agree that most people can prepare their own tax returns, especially with all of the great software that’s out there today. I do believe CPA’s can provide a lot of value to businesses and those with HIGHLY complicated tax situations. For me, using a tax professional is similar to working on your own car. Sure, if you’re handy, you can do some things on your own. But I feel it’s best to leave the more advanced repairs to the professional.

    • That’s a great analogy Joshua!!! CPAs provide a ton of value and I definitely bounce some things off a couple of CPA friends from time to time. Definitely makes life a little bit easier 🙂

  21. I have been doing ours for maybe 7 yrs. I hated going to h and r block waiting in line and paying their high fees. I think I efiled me and the wives for 15 bucks total. Their was some promo on turbo tax buy one get one free. Generally we are combined give or take 200 gained or owed. Last yr I took on a second job and got hit hard for over 1200 come tax time, but like you said was a free loan =)
    Passivecanadianincome recently posted…Back In TimeMy Profile

    • Thanks for sharing Passive Canadian Income!!! Last year we got caught with our pants down a little bit and owed as well. I rectified that quick though b/c I was not interested in getting hit the penalty the next year 🙂

  22. I’ve filed my own taxes ever since I got my first paycheck on Wall Street right after college. Initially I used TurboTax, but have begun to use H&R Block over the past few years because it is cheaper.

    • Thanks for sharing Wall Street Physician. It’s definitely nice to shop around on the tax software. Each year I feel like someone is running a deal that makes it worth while to switch. They’re all the same to me so I don’t care 🙂

    • Thanks for sharing Early Retirement Now!!! Wow that’s awesome that Tax Act can handle some of the harder stuff. Admittedly I have pretty simple taxes so I haven’t unleashed all the power but that’s awesome to know moving forward 🙂

    • Thanks for sharing SRGO!!! I hope by the time my tax situation gets more complicated that the US gov’t will have simplified it so I don’t need tax software 🙂

  23. We’ve always done our own taxes and I think we’ve been using TurboTax forever. We’ve been using TurboTax so long, I still remember going to the store to buy it on CD.

    These days I just let Mrs. Need2Save take care of all the work. I get too depressed as we always seem to owe federal every year. And that’s with claiming 0 allowances on our W-4 and having hundreds of dollars per month in additional taxes take out. 🙁

    We were also audited one year which has put a damper on my tax preparation enthusiasm. It was an honest mistake on our part, but I think the IRS probably wasted more money on the audit than they got out of us.
    Mr. Need2Save recently posted…The Numbers Game – Part OneMy Profile

    • Thanks for sharing Mr. Need2Save!!! I would be terrified if I got audited by the IRS. Sounds like it ended up okay for you but I would definitely be leery of doing my taxes on my own after that 🙂

  24. I always pay someone to do my taxes. Reason: we’ve had the same guy for nearly twenty years, he charges $130 and we’re out the door in less than twenty minutes (he’s says it’s because we’re wonderfully organized 🙂 ). The time/money trade off is worth it to me because I don’t have to update myself on the new tax laws, etc. However, if I was paying someone $700 to get them done I’d definitely look into doing them myself. 🙂

  25. We’ve done our own for years, but now I prepare them for others. And while sometimes I do someone’s taxes and think “they really could have done this just as easily,” sometimes that just isn’t the case (particularly when I have to ask them to go back to get additional forms because they haven’t brought in something I need like an HSA distribution 1099.)

    I do think that if you’re going to use software, there’s an advantage to sticking to the same software over time. There’s a learning curve to most programs.
    Emily Jividen recently posted…How to Stay Cool When You’re Keeping Your House WarmMy Profile

    • Thanks for sharing Emily!!! That’s awesome that you do taxes. Definitely a great seasonal skill to make some money and I agree there is a bit of a learning curve that takes a bit longer to get comfortable with a new tax program.

  26. I’ve always done my own taxes, until I met my husband 10 years ago. He is a CPA and while he is in banking for his career, he prepares taxes as a side hustle on the side. So, since we’ve known each other, he has done my taxes, which is sooo nice. We have rental properties together in LLCs, and I actually take care of managing the income and expenses, so I have to get him all that information and then he completes the actual return.
    Primal Prosperity recently posted…Living Outside the BoxMy Profile

    • Sounds like you all have a good balance if you’re handling the income and expenses and he’s taking care of the returns 🙂 For the most part I handle all of our tax prep while my wife handles all of her families…it’s too long of a story to explain.

  27. Great article! Excellent timing for those still deciding what to do. I organize and prepare the taxes in my household but I have a CPA who has been serving my parents and grandparents file the taxes. I believe, like you, that everyone should organize and prepare their tax documents, understand the tax law, etc. I believe to be financially sound and responsible, you need to have a grasp on these topics. If you don’t organize and prepare, it takes your CPA longer to file thus costing you more money.

    The reasons I have a CPA file my taxes:
    1. It only costs us ~$175-200
    2. Paying a CPA is like having IRS insurance. If the IRS ever audits my wife and me, I want someone in my corner that can speak on my behalf, especially if they have a clean record with the IRS. I can use their credibility on my behalf.

    Now, $700 seems a little steep. If you can find a credible with great track record CPA to file your taxes, they can be a pseudo-insurance policy for you against the IRS.
    Holden Alexander recently posted…Content Recycling: Perpetual Payment for Past SuccessMy Profile

    • Thanks for sharing Holden!!! $200 definitely sounds like a good insurance plan 🙂 $700 though for me was a bit excessive. It’s unfortunate b/c if they were more reasonable I probably would have stuck with them.

  28. Great article. I agree that most people can and should prepare their own taxes. If your tax situation is complicated or if you have had a number of changes in your life that would drastically effect your tax returns then it’s best to consult with a CPA. My husband and I are both practicing CPA’s, and enjoy filing our own taxes. We look at it like a challenge each year, how can we save more money and get a bigger refund? One way that works for us and makes us feel good is by donating some of our items and clothes to Goodwill. Since we own a house with a mortgage we itemize our deductions, so the added charitable contributions help reduce our tax burden. There are plenty of ways out there to reduce your tax bill, the key is investing the time to research those options.

    • Thanks for sharing Courtney!!! That’s awesome that you and your husband are both practicing CPAs. Do you all fight over who gets to the taxes each year or do you split it up?

  29. I’ve been using TurboTax for years and it’s always been a piece of cake to get my taxes done early and accurately. I’ve also helped my family with their tax returns at times too. The only time I ever paid an accountant to do my taxes was one year when we had a number of unusual events going on and i wanted to make sure nothing was missed.

  30. This is going to sound sick, but I actually kind of enjoying our taxes. It isn’t that complicated and will get even less complicated as our mortgage deductions get less (the mortgage will be paid off within a decade….if not sooner). It also makes me feel accomplished and a bonus that I save over $100.
    Jason recently posted…Two Steps Forward, Three Steps BackMy Profile

    • Thanks for sharing Jason!!! I too get a sick enjoyment out of it. I am like a little kid waiting for the mailman to drop off the last of the tax forms 🙂

  31. I enjoy doing my taxes. A few years ago my wife’s company screwed up the W2 missed a 5 figure bonus check. That we didn’t get until after April 15th. It was a mess. I think as a general rule I do my own taxes. But if I was ever in a complex tax situation. I think I might put a value on my time and hire someone.
    Dividend Seedling recently posted…Added another share of TGT yesterday.My Profile

    • Thanks for sharing Dividend Seedling!!! I definitely agree that it’s better to get a professional involved if you have a complex tax situation. No point in spinning your wheels when you can pay someone to quickly figure something out 🙂

  32. I did the IRS VITA/TCE (volunteer) program when I was in grad school as a way to learn to do individual taxes and boost my resume. It’s a great program, and it’s nice to know that you are helping other people while gaining some useful experience. I definitely recommend it if you have the time.

    • Thanks for sharing!!! That’s awesome to hear your positive experience with the program. I am looking forward to participating one day, hopefully in the not too distant future 🙂

  33. Great post, certainly very informative! It definitely is a great thing to learn how to do your taxes on your own, but if you simply don’t have the time hiring a professional can be a huge help. Thanks for sharing!

  34. Very useful information! You make a good point about reaching the lowest refund as possible each year – big returns are great, but it’s even better to have that money spaced out year-round.

Leave a Reply

Your email address will not be published. Required fields are marked *

CommentLuv badge