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Mustard Seed Money

Mustard Seed Money

Guest Post: Making Sense Of Cents

August 25, 2017

Today, I have a guest post featured on Making Sense of Cents.  Below is a snippet, but please click on over to read the whole post.

 

I was one of those weird kids that couldn’t wait to graduate from college.  I’ve always had a long-term focus and viewed college as a stepping stone.  One day during my freshman year, I remember walking to class with a friend saying that I couldn’t wait to graduate and start making some money.  My friend turned to me with an incredulous look and confessed he planned to live it up while he could.

 

On a Mission

Needless to say, I probably didn’t enjoy college as much as others did.  I had too strong of a focus on life after college to ensure that I’d reach the life goals that I had set up for myself.  I wanted to obtain a good job, get married, buy a house and fill it up with some kiddos.  

 

Of course, what actually ended up happening did not follow the order that I had envisioned.  But, I can honestly say I love the way things turned out.  

 

I graduated from college in three years and right after the dotcom bubble burst.  As I’m sure you know, there weren’t a ton of jobs floating around at the time.  But I obtained one at an insurance company and was making a decent salary.  

 

My Gracious Parents

Fortunately, I was able to live at home with my parents.  Even better, they didn’t charge me rent.  I convinced them that if I lived at home that I could take the money that I would have paid towards rent and apply it towards the down payment for a house.  

 

They agreed that this was a good plan.  I started to save up money as quickly as possible.  Within two years, I was able to accumulate $80,000 for a down payment and started to look for houses in my price range.  

 

I quickly learned that the housing market had exploded since I went to college.  My parents’ house, which they had bought five years earlier, was now worth three times what they had paid.  There I thought I had a great, sizeable down payment to put into a luxury home, and then reality hit me.

Click over to read the rest!

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Comments

  1. Ms. Frugal Asian Finance says

    August 25, 2017 at 7:42 am

    I just read your story and loved it! 🙂
    Ms. Frugal Asian Finance recently posted…3 Frugal Wins & 2 Frugal Fails – Aug 23My Profile

    Reply
    • Mustard Seed Money says

      August 27, 2017 at 10:32 pm

      Thanks for stopping by!!! Glad you enjoyed the article 🙂

      Reply
  2. Belle says

    August 25, 2017 at 8:00 am

    Yes, I very much enjoyed your article and the tips you provided!

    Reply
    • Mustard Seed Money says

      August 27, 2017 at 10:33 pm

      Glad you enjoyed it Belle!!!

      Reply
  3. Mrs. Picky Pincher says

    August 25, 2017 at 9:09 am

    Congrats on the MSOC feature! Heading over to read it now. 🙂
    Mrs. Picky Pincher recently posted…Mkay, what is up with our side hustle obsession?My Profile

    Reply
    • Mustard Seed Money says

      August 27, 2017 at 10:33 pm

      Thanks I was really pumped for the opportunity to guest post 🙂

      Reply
  4. FIbythecommonguy says

    August 25, 2017 at 9:51 am

    Nice feature and good read!
    FIbythecommonguy recently posted…DIY Fence BuildMy Profile

    Reply
    • Mustard Seed Money says

      August 27, 2017 at 10:34 pm

      Thanks!!! Glad you enjoyed it 🙂

      Reply
  5. Dave says

    August 25, 2017 at 2:34 pm

    Thanks for sharing your story. Finding employment opportunities in the late 90’s was more difficult than today. My parents also gave me some help and guidance. Not having a mortgage frees up lots of money every month.
    Dave recently posted…London on a Budget: Part 2My Profile

    Reply
    • Mustard Seed Money says

      August 27, 2017 at 10:35 pm

      Thanks for sharing Dave!!! The job market has definitely had some bumps over the past couple of years. I can’t even imagine being able to find a dream job out of college like some people do today.

      Reply
  6. Lily @ The Frugal Gene says

    August 25, 2017 at 9:12 pm

    I clicked, I came back, I’m not sure when bloggers started doing this but I sorta like it…it’s very polite. We’re saying hi to both bloggers haha.
    Lily @ The Frugal Gene recently posted…The Dying Middle Class – “Two American Families” (PBS Frontline) – Film For The WeekendMy Profile

    Reply
    • Mustard Seed Money says

      August 27, 2017 at 10:36 pm

      Thanks for reading Lily!!! Glad you enjoyed the set up 🙂

      Reply
  7. Jeff @ Maximum Cents says

    August 25, 2017 at 9:36 pm

    Awesome article. I left a message on the MSOC blog.
    Jeff @ Maximum Cents recently posted…Path to FIRE: Overtime At Full Time Job or Side Hustle?My Profile

    Reply
    • Mustard Seed Money says

      August 27, 2017 at 10:36 pm

      Thanks Jeff!!! Appreciate it!!!

      Reply
  8. Grace says

    August 26, 2017 at 8:35 am

    Awesome feature!
    Grace recently posted…7 Five Dollar (And Under) Makeup Products You’ll Wish You Found About SoonerMy Profile

    Reply
    • Mustard Seed Money says

      August 27, 2017 at 10:37 pm

      Thanks Grace!!!

      Reply
  9. Tim Kim @ Tub of Cash says

    August 26, 2017 at 9:55 pm

    Just read your post. Great going!

    Reply
    • Mustard Seed Money says

      August 27, 2017 at 10:37 pm

      Thanks Tim!!! Appreciate it!!!

      Reply

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