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Mustard Seed Money

Mustard Seed Money

How I Became a Millionaire While Working For The Government

February 16, 2018

Today, I have a guest post featured on Budgets are Sexy.  Below is a snippet, but please click on over to read the whole post.


I’m 36. I’m a government employee. And, I’m a self-made millionaire.

There I said it.

I’ve never publicly shared that before, not even on my own blog, but since J. Money provided a mountaintop here I might as well shout something exciting from it!

Here is the obligatory screenshot from Personal Capital to prove it:

millionaire guest post budgets are sexy

How Did I Do It?

Well, the answer will blow your mind…

Are you ready? Here they are:

  1. I lived below my means
  2. I was resourceful
  3. I saved and invested
  4. I was patient

Incredibly sexy stuff, huh?

Click over to read the rest!

 

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Comments

  1. Erik says

    February 16, 2018 at 4:42 am

    Congrats MSM on 1 million but more importantly getting on budgets are sexy! Congrats!
    Erik recently posted…The Great Side Hustle Question: Should You Work for Yourself or for Others?My Profile

    Reply
    • Mustard Seed Money says

      February 16, 2018 at 6:23 am

      Thanks Erik!!! Appreciate the kind words 🙂

      Reply
  2. Katarzyna says

    February 16, 2018 at 6:48 am

    Congratulations! I have to admit that I have a big problem with saving money…. so the first step I took some time ago was: no new clothes, you have enough! and now I’m fighting! 🙂

    Reply
    • Mustard Seed Money says

      February 16, 2018 at 7:12 pm

      Thanks Katarzyna!!! I have been there and I know the struggle 🙂 Keep up the great work!!!

      Reply
  3. Ms. Frugal Asian Finance says

    February 16, 2018 at 7:56 am

    I just read the story on J’s website. Very inspiring!
    Ms. Frugal Asian Finance recently posted…Why Being Chinese is Financially AdvantageousMy Profile

    Reply
    • Mustard Seed Money says

      February 16, 2018 at 7:13 pm

      I’m so glad you enjoyed it 🙂

      Reply
  4. Amy @ LifeZemplified says

    February 16, 2018 at 10:05 am

    Awesome way to do it, Rob and Mrs. MSM, Congrats!

    Reply
    • Mustard Seed Money says

      February 16, 2018 at 7:13 pm

      Thanks Amy!!!

      Reply
  5. Life we learn says

    February 16, 2018 at 12:24 pm

    Congrats Rob! Awesome achievement and you are still so young. Who knows what heights you will both each in 20 years time. Happy for you guys!
    Life we learn recently posted…Why I BlogMy Profile

    Reply
    • Mustard Seed Money says

      February 16, 2018 at 7:14 pm

      Hahaha…20 years seems so far away. If you told me 15 years ago where I was I would have laughed. It will definitely be interesting to see what the future looks like 🙂

      Reply
  6. Brad - Financial Life Planning says

    February 16, 2018 at 4:05 pm

    Nice 4-step process. Honestly, many (most?) people could achieve this with 1, 3, & 4.
    Brad – Financial Life Planning recently posted…Why You Need To Understand How Mortgages WorkMy Profile

    Reply
    • Mustard Seed Money says

      February 16, 2018 at 7:58 pm

      Hahaha…you’re definitely right…although if you’re resourceful it gets you there that much quicker 🙂

      Reply
  7. Jenn says

    February 17, 2018 at 12:36 am

    Living below the means is the way to go. We never by a new car and that helps too

    Reply
    • Mustard Seed Money says

      February 17, 2018 at 8:28 am

      Thanks for sharing Jenn!!! Buying used cars is a great way to save money 🙂

      Reply
  8. Jason says

    February 17, 2018 at 7:29 am

    Congrats on your success and loved the post. Question. Would you say that most of your net worth is in the house and/or savings? And I am not trying to be smart or anything just curious!
    Jason recently posted…Curtailing Limiting BeliefsMy Profile

    Reply
    • Mustard Seed Money says

      February 17, 2018 at 8:30 am

      Thanks for stopping by Jason!!! Most of the net worth is in the savings/investment.

      Reply
  9. Cody @ Dollar Habits says

    February 20, 2018 at 4:55 pm

    Congrats on the feature, Rob. It was very well-deserved. You are a prime example that the values and principles taught in the personal finance community work. Thanks for the inspiration, especially as a fellow one-income household. I am a few years younger than you, but hope to get to a similar point by the time I’m 35-36.
    Cody @ Dollar Habits recently posted…20 Presidential Thoughts on Money and LifeMy Profile

    Reply
    • Mustard Seed Money says

      February 20, 2018 at 8:01 pm

      Thanks for the kind words Cody!!! I definitely hope that you are where I am in a couple of years. It definitely opens up possibilities down the road 🙂

      Reply
  10. Sa says

    February 21, 2018 at 3:12 pm

    You show tables with your different accounts for 2008 and 2012. Is there one for 2018? My husband, also a fed numbers guy (20 yrs), pulled up TSP returns on C/S/I and max yearly contributions and said no way. Unless your big returns were from your Roth, like maybe you put everything in Apple?

    Reply
    • Mustard Seed Money says

      February 22, 2018 at 7:58 pm

      The table didn’t include my house value which I had paid off and included in my net worth calculation. So without the mortgage payments anymore I was able to contribute 65% of my take home pay towards brokerage investments which helped supersize my returns.

      Reply

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