Today, I have a guest post featured on Budgets are Sexy. Below is a snippet, but please click on over to read the whole post.
I’m 36. I’m a government employee. And, I’m a self-made millionaire.
There I said it.
I’ve never publicly shared that before, not even on my own blog, but since J. Money provided a mountaintop here I might as well shout something exciting from it!
Here is the obligatory screenshot from Personal Capital to prove it:
How Did I Do It?
Well, the answer will blow your mind…
Are you ready? Here they are:
- I lived below my means
- I was resourceful
- I saved and invested
- I was patient
Incredibly sexy stuff, huh?
Congrats MSM on 1 million but more importantly getting on budgets are sexy! Congrats!
Erik recently posted…The Great Side Hustle Question: Should You Work for Yourself or for Others?
Thanks Erik!!! Appreciate the kind words 🙂
Congratulations! I have to admit that I have a big problem with saving money…. so the first step I took some time ago was: no new clothes, you have enough! and now I’m fighting! 🙂
Thanks Katarzyna!!! I have been there and I know the struggle 🙂 Keep up the great work!!!
I just read the story on J’s website. Very inspiring!
Ms. Frugal Asian Finance recently posted…Why Being Chinese is Financially Advantageous
I’m so glad you enjoyed it 🙂
Awesome way to do it, Rob and Mrs. MSM, Congrats!
Thanks Amy!!!
Congrats Rob! Awesome achievement and you are still so young. Who knows what heights you will both each in 20 years time. Happy for you guys!
Life we learn recently posted…Why I Blog
Hahaha…20 years seems so far away. If you told me 15 years ago where I was I would have laughed. It will definitely be interesting to see what the future looks like 🙂
Nice 4-step process. Honestly, many (most?) people could achieve this with 1, 3, & 4.
Brad – Financial Life Planning recently posted…Why You Need To Understand How Mortgages Work
Hahaha…you’re definitely right…although if you’re resourceful it gets you there that much quicker 🙂
Living below the means is the way to go. We never by a new car and that helps too
Thanks for sharing Jenn!!! Buying used cars is a great way to save money 🙂
Congrats on your success and loved the post. Question. Would you say that most of your net worth is in the house and/or savings? And I am not trying to be smart or anything just curious!
Jason recently posted…Curtailing Limiting Beliefs
Thanks for stopping by Jason!!! Most of the net worth is in the savings/investment.
Congrats on the feature, Rob. It was very well-deserved. You are a prime example that the values and principles taught in the personal finance community work. Thanks for the inspiration, especially as a fellow one-income household. I am a few years younger than you, but hope to get to a similar point by the time I’m 35-36.
Cody @ Dollar Habits recently posted…20 Presidential Thoughts on Money and Life
Thanks for the kind words Cody!!! I definitely hope that you are where I am in a couple of years. It definitely opens up possibilities down the road 🙂
You show tables with your different accounts for 2008 and 2012. Is there one for 2018? My husband, also a fed numbers guy (20 yrs), pulled up TSP returns on C/S/I and max yearly contributions and said no way. Unless your big returns were from your Roth, like maybe you put everything in Apple?
The table didn’t include my house value which I had paid off and included in my net worth calculation. So without the mortgage payments anymore I was able to contribute 65% of my take home pay towards brokerage investments which helped supersize my returns.