About Me

Welcome to the website.  Mustard Seed Money stems from a passage in the Bible.  In Mark 4:30-32, Jesus speaks of the smallest seed, a grain of mustard seed.  Once sown, it grows and becomes one of the largest plants in the garden.


My hope is that through your financial journey, that your small investment in time, money and faith will grow beyond anything that you could ever imagine.


Why I Started Blogging

I started this blog in 2016 at the age of 35.  For years, I have read financial blogs and always wanted to share my own knowledge.  I have a nerdy obsession with personal finance.  Over the past couple of years, I have facilitated Dave Ramsey Financial Peace classes and have been able to counsel those in different financial situations.


After years of procrastinating, I finally took the plunge.  Currently, I’m blogging while still a full-time employee with the federal government working as an accountant.  I am also a full-time husband to my beautiful wife and a full-time dad to my adorable one-year-old son.


My approach to finance has put me on the path towards financial freedom by my early 30’s with a targeted retirement age of 40, which is now just a couple of years away.  I did this all without earning a six-figure paycheck.  As you know, the public sector does not usually pay that well.  I am passionate about seeking and maintaining a debt-free lifestyle because that is true financial freedom to me.


I view myself as a regular guy with an extremely disciplined financial work ethic.  As I share the knowledge and wisdom that I have garnered over the years, I hope to equip people to reach their own personal financial goals and ultimately financial freedom.


My Background

I was raised in the suburbs outside of Washington, DC.  Admittedly, I didn’t put nearly the amount of effort that I should have while I was in high school.  I was determined to become a professional baseball player, but little did I know that being six feet tall and right-handed was a dime a dozen in the majors.  More importantly, I wasn’t nearly as good as I thought I was.  With that said, I went to college where my poor study habits continued as I studied minimally between attending football games and tailgating.  To say the least, I was the classic underachiever.


After college, I started to work for the federal government and got married a few years later.  Fun fact, my wife and I grew up on the same street.  She even sold girl scout cookies to my family, but we didn’t meet until years later as adults.


Earning a paycheck seemed to motivate me to start overachieving in the workplace.  Amazing how money can be quite the motivator.  Over the years, I have been blessed to rise through the ranks with progressive leadership responsibilities and gain some great work experiences.


A few years back, I had the opportunity to go back to school and receive my MBA while working full-time.  Also over the last few years, I diligently saved and paid off my home.  I am reaping the rewards as my net worth is increasing much faster than before.  It’s a good feeling to enjoy the benefits of hard work.



I’d encourage you to share your thoughts and comments.  I love receiving feedback.  If you love or hate an article, it’s all great feedback.  It will help me tailor articles not only to my interests, but to yours as well.  I want this website to be useful and insightful, so if there is anything I can do better, don’t hesitate to leave me a comment.


If you have any questions or comments that you would like to remain private, please reach out to me on my contact page.