THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE READ MY DISCLOSURE FOR MORE INFO.
In one of my high school classes, a teacher had us write down three goals that we wanted to accomplish before graduating. My three goals were: to weigh 175 pounds, to dunk a basketball, and to lift 200 pounds on the bench press.
Unfortunately, I did not reach all three of those goals. I graduated high school weighing 140 pounds [soaking wet]. I could dunk a tennis ball, but unfortunately not a basketball. But at the gym, I was able to bench press 200 pounds. One out of three ain’t bad!
However, I was able to accomplish all those goals eventually. Each just required different timelines. I finally reached 175 pounds in my 30s, and I was able to dunk a basketball by my freshman year in college.
Sometimes, some goals just take a little longer to reach than you might anticipate.
For 2017, I tried to set goals that I thought that I could reach without too much trouble. For 2018, I’m going to try to set some harder goals knowing that I probably won’t reach them. It will give me something to strive towards.
So without further ado-– my goals for 2018.
GROW NET-WORTH (EXCLUDING MY HOME AND 529 PLANS) BY 25%.
Yes, this is the same goal that I had last year. I honestly don’t think that we will be able to replicate what we did last year. I don’t think the market is going to return almost 20%, so unless we make some substantial sacrifices, I’m not sure we will be able to reach this goal.
With that said, I am hoping that we’ll be able to increase our side hustles to make up the difference. More on that below.
SAVE 70% OF OUR TAKE-HOME PAY.
This is the same as last year as well. We didn’t reach it last year, and like the previous goal, I have a hard time imagining that we’ll be able to reach this lofty number this year. With that said, I don’t want to decrease it because I like pushing myself.
While we have hovered around 65% for the past couple of years, I’m not too upset that we haven’t broken through the 70% barrier. In the last couple of years, we’ve added two kids, started funding multiple 529 plans, and still maintained an enjoyable lifestyle without a major salary increase. While it would be nice to achieve 70%, I know it will require some serious belt tightening or a salary increase.
INCREASE PARTICIPANTS OF THE COURSE.
As many of you know I created a course last year called Reaching FIRE. I put in a considerable amount of time to create this course from scratch. I piloted the class this past fall and received some great feedback from the class.
“This course is so much more practical than [a competitor]. Not only do you have a live instructor to review and discuss topics with, but also by providing tools and resources.”
“I learned a lot and I enjoyed Rob’s teaching style. By the end of the class I had a plan to reach financial independence. The class had a well rounded approach to finances versus focusing primarily on debt.”
“Rob, was absolutely amazing! I highly recommend the church implementing this course as it will benefit so many others.”
“I really enjoyed the class and was able to take away things that I can apply to my life. The fact that Rob is so accessible and down to earth, and a regular person, not a celebrity, gives hope to other non-celebrities that we too can make it financially.”
I currently have two meetings scheduled this month with different churches to potentially teach this course in the near future. My goal is to do so at least once every other month, with the hope of six runnings in 2018.
MAINTAIN VIEWERSHIP OF 100,000 PAGE VIEWS.
While I reached 100,000 page views during one month last year, it was not consistent. My goal this year is to average of 100,000 page views per month, with a total of 1,200,000 page views for the year. Admittedly, this goal will be extremely difficult to accomplish, but I am up for the challenge.
MAKE $1,000 A MONTH THROUGH THE WEBSITE.
I’m really excited that I made $3,000 through the website last year. This year, I’d like to increase the goal to $1,000 a month. While that is a huge jump, I am hoping that my continued investment in the website will yield a nice return.
On top of that, I am hoping to branch out and provide financial coaching to folks, as well as eventually figure out a way to monetize the Reaching FIRE course. At times, I struggle with what I think I can charge people for my one-on-one services. At this point, I have not charged anybody a single dollar, much to my wife’s chagrin.
Hopefully in 2018, I can figure out what I am truly worth. If you have any advice, please shoot me an email, as I am all ears.
WORK OUT 4X A WEEK AND GET A SIX-PACK.
I don’t know how I am going to accomplish these goals this year. Having two kiddos has made it difficult to work out as consistently as I’d like. Plus, my boot camp recently discontinued the 8 pm class that I had been attending.
They do offer a 5 a.m. class. Although, the thought of waking up at 5 a.m. to workout is just not appealing. I tried doing it for a couple of weeks. However, at work, I was a zombie. Then, I would crash as soon as I came home. I function best when I sleep at 10 p.m. and wake up at 6 a.m. or later. Any alteration of that does not fly.
I have looked into potentially joining a Crossfit gym since they offer slightly better hours. On the other hand, I’m also considering some fitness apps that I’ve found.
If anyone has any recommendations, please let me know. I want to stay active, but I am struggling to find the “right” workout program.
TRY TO OBTAIN AN OVERSEAS POSITION.
When my wife and I first got married, we didn’t think we would ever be able to go abroad because my wife was the main caregiver to her special needs sister. I won’t bore you with all the details, but her sister may have some new supports in place in the near future. At that point, we would have the freedom and flexibility to consider positions overseas.
Since I have the go-ahead to start pursuing these overseas opportunities, I need to determine where I would be the best fit so that I can provide some value.
Admittedly, I am scared that I won’t be valuable enough. But then again, I say that with every job that I take. Sometimes I am my own worst critic.
MAKE A DIFFERENCE IN 12 LIVES.
Some of the best gifts that I receive are when people tell me how I have positively impacted them. Whether that’s through the blog or through the Reaching FIRE class, I love to hear when something has resonated with someone. My goal for 2018 is to make a difference in one person’s life each month. Honestly, I don’t have this fully thought out yet, but I’d like to make it happen.
PRAY WITH MY FAMILY EVERYDAY.
This is a slight alteration from last year’s goal. My wife and I agree that both reading the Bible and praying are vital for our lives. However, if you followed my progress from last year, you might know that my wife and I really didn’t do a great job at reading the Word together. We have decided to focus more on praying together, and also with our toddler, this year.