My 2017 Goals: Recap #1



recap goalsAs we come to a close in March, I figured this would be a great time to post an update of how I was doing on my goals.  I shared back in January my 2017 goals because I wanted some accountability.  Since this is the first time that I’ve ever done this, I was a bit conservative in my goals, so I will be adjusting some of the goals below if I have already reached them.  


I decided that I’d go back to the grading system that I used for my Senior year Latin class:  Pass or Fail 🙂  


goals recapOriginally, I planned to post this article last week, but I came down with the whooping cough, or something along those lines.  I contract a strand of it every couple years.  Because I am allergic pertussis or the P of the DtAP vaccine, I was never completely vaccinated.  I went into shock the first time the vaccine was administered to me.  The doctors do assert that it’s not hereditary, but my sister and her son also have scary reactions.


Needless to say, I am relieved that my son didn’t have any allergic reactions when he got the DtAP shot last year.  I hope that our future children will also be in the same boat as him.


So with all that said, I might be a little slower getting posts up on the blog, as I try to get better.  I’ll do my best to keep up the three-day-per-week schedule, but there’s a chance I might slip for a week or two.  I hope you understand.



  • roth 401k goals recapGrow net-worth (excluding my home and 529 plans) by 25%.  


To date, our net worth is up 7%.  Projected out, that means that we are right on schedule to hit our 25% increase for the year.  Although honestly, I am a little nervous that we will reach this goal this year.  I feel like the Trump Bump is stalling and with the Republicans unable to pass an alternative to Obamacare, I am a bit skeptical on the areas that the market has priced in, ie regulatory reform and tax reform, before the end of the year.


  • save money goals recapSave 70% of take-home pay.  


To date, we are saving 71% of our take-home pay.  I am super pumped about this, but we have some big expenses coming up.  Car insurance, property taxes for the house, and any vacations that we plan this year.  I have an idea of where we would like to go on vacation, but I’ll tease it out for another week.


goals recapBlog

  • Increase viewership.  


Wahooo!!!  I’m over 30,000 views, which was my goal for this year.  Thank you all so much for your viewership.  Most days, I am so busy from my 9-5 that I don’t have time to check into the blog.  I enjoy reading all the thoughtful comments and intelligent discussions.  With all that said, since I’ve pushed through the goal, I’ve decided to up the goal for the rest of the year to 50,000 page views.  


  • goals recapMake enough money through the blog to sustain the costs associated.  


I’m really excited that over the last three months, I’ve made $180.  Considering last year, I made nothing, I’ll consider this a win.  Plus, while the sum is somewhat paltry compared to that of other bloggers, I figure I have to start somewhere.  But, if you have any tips, feel free to share 🙂



  • year-in-review sleep goals recapWork out 4x a week and weigh 175 pounds.


I’ve been going three times a week consistently, but I usually come up with some sort of excuse to avoid that fourth time.  I really need to buckle down once I feel better and push through to get in the extra session.  But overall, I am feeling better and am improving my strength and stamina.  However, my weight has stayed somewhat consistent at 183.  So while I’m feeling in-shape, it’s not reflected in my weight.



  • healthy food goals recapEat healthier.



I still need to eat better.  I am still eating too much meat and junk and not eating enough fruits and veggies.  I’m sure if I had hit my weight loss goal that I would have passed this goal.  Unfortunately, diet and weight usually go hand and hand 🙂


  • new job goals recapFind a new job.  


I started a new job in March, and it already feels like a much better fit.  I am still in the learning phase, so while I’m not providing a ton of value yet, I am hoping that I can quickly get up to speed and become a valuable asset.


  • goals recapGo somewhere memorable for our five year anniversary.  

Pass and Fail

I’m excited to share next week about our fifth anniversary trip.  At the beginning of the year, I had huge, grandiose plans to go to Iceland.  As much as I’d still love to do this, I think you’ll understand why I’m putting it off this year.



  • read bible goals recapRead the Bible and pray with my wife everyday.  


Pass and Fail

My wife and I have been doing a consistent job of praying each night.  Even when we are really tired, we carve out some time to do this.  With that said, we have not been reading the Bible together everyday or, for that matter, at all.  I need to start incorporating this into our routine.





I haven’t done as well in this area as I should.  I need to get back to putting myself in other people’s shoes and share their feelings.  This will definitely be something that I work harder on this next quarter.


Readers, how are you doing with your goals of 2017?  Share your thoughts below.

Mustard Seed Money

Welcome to the website. A mustard seed is a very small seed but astonishingly grows very large over time. My hope is that through your financial journey that your small investment in time, money and faith will grow beyond anything that you could ever imagine.


  1. 30,000 views in 3 months, amazing. I see you are all over the web with comments, do you get a fair amount of search engine traffic? At 10,000 views a month, you might be able to attract company ads.

    Diet is king! Have you tried the paleo diet or something with least emphasis on carbs? Once I stopped eating bread and sandwiches, I ended up losing 5 lbs just like that!

    Best of luck on your goals for the rest of 2017!!

    • Thanks for stopping by Erik!!! Interestingly enough the majority of my traffic comes from Pinterest. I started using Tailwinds in December and it has really taken off since then.

      Thanks for the tip on paleo. I’ll have to look into that a little more.

  2. I’m also not doing so well on the physical activity goals. All my others are humming along nicely, but work meetings at lunchtime plus bad weather/illnesses seem to be conspiring to keep me from my walking and hiking goals. Hoping that April brings both better weather and good health, so they can get back on track!
    Liz@ChiefMomOfficer recently posted…Why Your Savings Rate is MeaninglessMy Profile

    • Thanks for stopping by Liz!!! I definitely would love to be more active taking walks with my wife when it starts to warm up outside. It’s been a mild winter but unfortunately too windy to take the baby out very much.

  3. Yup, echoing Erik, your page views are awesome! And considering we have the same blog-versary! Also, I see you got approved for Google ads! Congrats there. Weird that it took so long…
    Daniel Palmer recently posted…Budgeting VisualizedMy Profile

    • Thanks for stopping by Rich Growth Tips!!! Since I don’t have any debt including a mortgage it makes it a lot easier to save 70% of our income.

      We calculate the percentage by whatever shows up into our bank account divided by the money we spend.

  4. Hey, it still sounds like you’re crushing your 2017 goals. 🙂 Congrats on that blog income, too! I know how hard it is to monetize blogs. There’s nothing like the feeling of that first paycheck. 🙂 I’ve also fallen off the wagon with my 2017 exercise and eating goals. I’ve started doing my exercise routine again lately and I do feel much better (albeit more sore).
    Mrs. Picky Pincher recently posted…What A Frugal Weekend!My Profile

  5. Congrats on hitting most of your goals. As I know you read were a bit behind on the blog goals. Financially were right on track but it’s been tougher then expected adjusting to a single family income while keeping 50 percent savings and donating. I’m starting to wonder if we’ll make it so I’ve decided to ask for a raise to help the situation. We’ll see.
    FullTimeFinance recently posted…Dealing with Money StressMy Profile

  6. Congrats on the wins, don’t beat yourself up too much on the misses. Not everything can be a priority so its not surprising that you didn’t crush everything. Perhaps in the second quarter focus more on the fitness and health goals.

    You only have so many hours in a day; It’s hard to be engaged in your job, devote time to fitness and healthy meal prep and to write/run a blog.

    I would agree with Erik above; Diet is everything. You can overeat any amount of exercise you do. We have had some success with making Sundays prep day for the meals of the week doing most of the cooking and prep work in one burst.

    It cuts down on the what do you want tonight questions throughout the week.

    Congrats again!
    Doctor in Debt recently posted…11 Most Important Financial Vital Signs of Personal FinanceMy Profile

    • I definitely need to focus more on nutrition moving forward. I think this will definitely help me reach my goals. As they say you can outrun a bad diet 🙂

  7. Feel better! It can definitely be frustrating being sidelined.

    But congrats on hitting so many goals! I am with you on the stock market, though. It seems like it is stalling out. I’d be surprised if we don’t have some sort of drop (or at least sustained plateau) at some point this year. I don’t really trust my own predictions with the stock market, though, so take that for whatever its worth…
    Matt @ Optimize Your Life recently posted…How You Do Anything is How You Do EverythingMy Profile

    • You always hear that diet is key to hitting your goals but I didn’t realize how true this was until recently. I remember when I was in high school I could eat anything and it wouldn’t matter. Not the case anymore 🙁

  8. Nicely done. The take-home pay goal is a big one, and it’s great you’re on pace.

    Posting 3+ times per week with a full-time job. That’s impressive!
    Paul recently posted…Do You Feel Lucky?My Profile

    • Thanks for stopping by Paul!!! The blog is definitely a sacrifice but something that I’ve had a lot of fun doing. I plan to keep on going until it’s no longer fun 🙂

  9. Hey Mustard,

    Great job! Keep it up!

    As for daily Bible reading may I recommend It provides 1/365th reading of the Bible per day. It’s free, on your phone, and usually takes 5 minutes. I have the link saved on my home screen. Fortunately the easy access has significantly increased my success rate at getting into good Word.
    Jack Catchem recently posted…The FBI’s Active Shooter Statistics Revealed!My Profile

    • Thanks for the great tip Jack Catchem!!! I just clicked over and am really impressed. I especially like the audio part. We will definitely need to add this into our routine. Thanks again for sharing!!!

    • Thanks for stopping by Katy!!! I’m glad that you’ve enjoyed reading the posts. It’s been a lot of fun writing them over the past couple of months 🙂

  10. Congrats! Love your goals! Many of them I have as my own goal (on a smaller scale however) But it’s really motivating to see especially since you juggle a full time job and life and family outside of blogging.
    Song recently posted…How Not To Splurge At IKEAMy Profile

    • Thanks for stopping by Song!!! I think it’s taken a couple of months to hit a groove before I started juggling things correctly and even now I’m sure I have a ways to go 🙂

  11. It’s great to hear you are feeling better. Being sick is never fun & being a parent myself, I never feel more helpless than when they are sick & it just needs to run its course.

    Congrats on the goals, I made a few basic goals myself this year & have mostly followed through on them. You have done well with the blog and personally. As you mentioned, everybody has to start somewhere and you have done really well so far.
    Josh @MoneyBuffalo recently posted…2017 Money Saving Challenge-1st Quarter UpdateMy Profile

  12. Hi MSM,

    Congratulations on some excellent progress there! A couple of minor fails, but then it would be bad if you were able to succeed at everything 😉

    Incredible work on those page views, keep up the good work, and lets see the new challenges if these were too easy – any upping the game? 😉

  13. I hope you feel better soon! Congrats on reaching most of your goals! You’ve made great progress!

    I’ve slipped on the exercise goals completely – we had a week of vacation and a week of doctor visits and now I have to get back to it! It’s hard to get re-started!

    • Re-starting an exercise routine is so difficult. I know that it will take me at least a couple of weeks to start feeling good with my exercise routine again after being sick. Crazy how quickly being out of your routine can get you.

  14. Awesome work on the blog traffic! It is also nice to see that you are getting money in your coffers for all the work you are putting into your blog. It is nice to see the blog generate income, isn’t it?

    I seem to be having the exact struggles with exercise and eating habits 🙂

  15. You’re doing awesome so far. Great job!
    I have a tip for getting to the gym 4x per week. You need to shoot for going to the gym every weekday. It’s much easier for me to go to the gym 5x per week vs 3x per week. The scheduling is easier once I made it a part of my regular day.
    You’re doing really well. Keep it up!

    • I totally agree Finance Patriot!!! I figured I’d give myself a year to see where I was at. I figured that would be more than enough time to see if I enjoyed writing and if people enjoyed what they were reading. As an added bonus I am feeling much more comfortable as a writer 🙂

  16. Nice work. Looks like your keeping up with your goals. It’s intresting about the bible. I find I read less since I started my site. Now you want to be involved in the community more, so I find.myself cruising blogs vs reading my book. Your savings rate is insane. And congrats on the views. I get excited with my view count haha
    Passivecanadianincome recently posted…True Financial FreedomMy Profile

    • I usually carve out time before work to read my bible by myself. The hard part is reading the bible with my wife and discussing it. I definitely am like you cruising other blogs instead of reading with her. That needs to change.

  17. 30K viewers is amazing, and way to go making some money blogging! Sorry I don’t have any tips; I’m looking to you and others for help. Nice work on the rest, too! So glad you are feeling better; that sounds like a rough illness.
    I appreciate that you share your spiritual goals as well as financial. I have a renewed passion to seek God lately, so that’s definitely in my goals too.
    Can’t wait to hear the travel plans! I love the teaser about why no Iceland . Keep getting healthy and don’t sweat it if you skip a few blog posts in the process.
    Mrs. COD recently posted…Job Hunting and WaitingMy Profile

    • Thanks for stopping by Mrs. COD!!! That’s awesome to hear about your renewed passion to seek God lately!!! I can’t wait to hear where He takes you 🙂

  18. I’m super impressed by that $180! I’ve made $2, haha. Baby steps right?

    For the fourth day of fitness, don’t forget you need to rest too! I was working out twice every day, riding to work and training for Roller Derby and trying to squeeze in rock climbing once a week… I was in struggle town. I’ve had to scale it right back to let myself recover. Right now I’m just doing derby, riding and doing yoga once a day and I’m still in perpetual muscle pain. Recovering slowly, but feeling it.

    Maybe you can try focusing day four on active recovery? Light weights to get the blood pumping, yoga/pilates for stretching, etc. It won’t help you hit the weight goal faster, but it will help you keep at it for longer.
    LadyFIRE recently posted…Eggscellent pets: Frugal and flavourful!My Profile

    • I definitely need to incorporate some active recovery into my workouts. Right now it’s basically all or nothing which I’m sure is not helping. Hopefully as the weather gets nicer I can start spending more time outside 🙂

  19. “we are saving 71% of our take-home pay”

    Congrats on this as well as all your other goals! I don’t think I’ll get this high of a percentage anytime soon. However I am trying to incrementally increase it each year, particularly with increasing my contribution towards my retirement, hopefully I’ll be able to max out in the coming years. Although not tangibly taking home, in a way it is—for the future that is.
    SMM recently posted…Consider Yourself Fortunate – RetirementMy Profile

  20. Many congratulations are in order. Some jubilations would not be out of place. You have done really well with your goals, and I’m glad to hear that you are recovering from the P.

    And 70%? Holy cow is all I have to say about that.
    Mrs. BITA recently posted…Are We There Yet? A FIRE CalendarMy Profile

    • Thanks for stopping by Mrs. BITA!!! Reaching 70% is a lot easier since I paid off the mortgage 🙂 Otherwise there is no chance I’d be able to hit that target.

  21. Wow 30,000 views is outstanding, I’m happy when I break into the double digits for the day, granted I’m only two months in, but congrats on an outstanding user base. Looking forward to hearing more about the new gig as you get invested into it.

    • Thanks for stopping by Duncan’s Dividends!!! I wasn’t sure how long it would take to reach some of my goals so it’s been fun to plot them down and strive to reach them 🙂

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